Privacy Policy

We researched the best possible privacy policy that both explains the policy and provides complete transparency as to our use of our site visitors information. Our privacy policy is identical in intent to what you would find on public web sites such as google, yahoo, and msn.

We are committed to respecting your privacy and recognize your need for appropriate protection and management of personally identifiable information you share with us (any information by which you can be identified, such as name, address, and telephone number). That is why we established this privacy policy, so that you can understand the care with which we intend to treat your information.

In general, you can visit '' without telling us who you are or revealing any personal information about yourself. We track the Internet address of the domains from which people visit us and analyze this data for trends and statistics, but the individual user remains anonymous. For example it might tell us that 21,497 people visited the LTC Articles web page in July.

All this is designed to help us build a better web site customized to your needs. The personal data is strictly confidential. This is no different than what you will find on google, yahoo, MSN, and most major websites.

Some of our Web pages utilize "cookies" so that we can better serve you with more tailored information when you return to our site. Cookies are identifiers which a Web site can send to your browser to keep on your computer to facilitate your next visit to our site.

The advantage of this is that most browsers will cache a web page and if the web page has changed you may not see the changes, instead you see the cached page. Cookies will tell the browser that the page has been updated and that it should download the new page.

You can set your browser to notify you when you are sent a cookie, giving you the chance to decide whether or not to accept it. The information we collect and analyze is used to improve our service to you.

To protect your privacy, we have adopted the following principles:

We want to give you information about our privacy policy and assure you that we take reasonable steps to see that it is followed.

There are times when we may collect personal information from you. It is our intent to inform you before we do that and to tell you what we intend to do with the information.

If you use our Long Term Care Insurance Quote web page or use the Blog or the Contact form we are not going to sell or give away your information. If you prefer you can call us and give us the information in order to receive a quote.

We will take appropriate steps to protect the information you share with us from unauthorized access or disclosure.

Personal data privacy is a new and evolving area, and we are evolving to meet these demands. Mistakes are possible; miscommunication is possible.

Our policy tries to keep in the spirit of yet defined Internet fair usage. We allow references and links to ''. Any use of materials must meet the following requirements:
Educational Usage - any more than 100 words must be approved of in writing (email) by '' and a reference link must be made to ''
Creative Commons Usage - any more than 100 words must be approved of in writing (email) by '' and a reference link must be made to ''
Commercial Usage - any more than 50 words must be approved of in writing (email) by '' and a reference link must be made to ''

Any violation of the '' usage policy may result in legal action.

All material, text and images on '' are exclusive property of '' unless otherwise indicated. Any attempt to re-purpose this content must meet '' USAGE POLICY guidelines.